When the carrier adds an exclusion at renewal or opposing counsel asks about AI governance in discovery — the question lands on your desk.
66% of U.S. physicians now use AI tools in clinical operations. Only 23% have any governance framework in place. Standard-form AI exclusion endorsements are now available to every malpractice carrier in the country. State AI laws carry penalties up to $200,000 per violation — and apply across state lines through telehealth.
Your clients are exposed. Most don't know it yet. When they find out — through a denied claim, a regulatory inquiry, or a deposition — it becomes your problem.
Practices with documented AI governance are positioned for better terms, fewer exclusions, and carrier confidence at renewal. You look proactive. They stay insurable.
"Your carrier may add an AI exclusion at your next renewal. Independent governance certification is the documented evidence that positions you for better terms — the same way cybersecurity frameworks improved cyber insurance rates."
Independent third-party validation holds up where self-assessment doesn't — in litigation, regulatory inquiry, carrier disputes, and PE due diligence. It's the documented proof your client governed AI responsibly.
"If opposing counsel asks how your practice governs AI — and they will — self-assessment carries zero evidentiary weight. Independent certification is what carriers evaluate, defense counsel can cite, and regulators weigh as evidence of good-faith governance."
No calls. No scheduling. Your client selects a tier, completes intake, and receives their certification. You get a better-positioned client at renewal or in litigation.